Newsletter

January 2021

Learn more in the January newsletter about long-term care insurance, money mistakes that could put your retirement in jeopardy, stimulus checks & unemployment income along with college scholarships and grants.  We also discuss topics such as not expecting a tax break for working from home and the adverse market refinance fee!!

September 2020

Our September Newsletter advises that free credit reports are available weekly until April 2021 at annualcreditreport.com.  Working from home expenses that are probably not tax deductible, low interest rates & student loans, and companies reducing or ending 401(k) matches due to serious financial losses related to the Coronavirus pandemic are also topics we discuss!

June 2020

The June Newsletter highlights ways grandparents can help fund college the right way for their grandchildren.  The Secure Act created a penalty-free exception for new parents, read the article on page 2.  Are you retired at RMD (Required Minimum Distribution) age and making estimated tax payments?  If so, our article on page 3 will touch on how to keep the cash in your IRA for most of the year and avoid making estimated payments!  Note: RMDs have been waived by the CARES Act for 2020.

April 2020

Subsequent to the printing of the April Newsletter, the IRS has also extended the 2nd estimated tax payment due date to July 15, 2020 (not June 15).  Please see the list of important due dates for income tax returns and payments as many have been extended due to COVID-19.  Inside this newsletter we discuss items that might cause your homeowner's insurance to increase and knowing your FICO score.  Getting rid of a timeshare and taxes on Social Security benefits are also topics you may want to read!

January 2020

Learn more about Inherited Roth IRA withdrawals, RMD changes, Student Loan scams and the important tax changes from The SECURE Act in our January Newsletter.

September 2019

In our September Newsletter, we cover a wide range of topics from Parent Plus Loans to Student Loan Debt Forgiveness, what to do if you receive a CP2000 notice from the IRS and used-car sales tactics.

June 2019

Our June Newsletter discusses if $1 Million is enough to retire, online banks vs. brick-and-mortar banks, your ex spouse applying for Social Security on your account and many other rule changes and scams!

April 2019

Student Loan Debt, Medicare High-Income Surcharge and the Age 55 Exemption are all topics we discuss in our April Newsletter.

January 2019

We discuss being aware of the Fixed-Index Annuity (FIA) in the January Newsletter, obtaining your free credit report, tax changes from the Tax Cut and Jobs Act and a new employee fringe benefit offered by some employers.

September 2018

In our September Newsletter we warn of unsolicited IRS calls, new Medicare card confusion, freezing vs. locking your credit and capital gains under the 2018 Tax Cut and Jobs Act.

June 2018

In our June Newsletter, we discuss reduced utility bills from The Tax Cut and Jobs Act, the benefits of a direct donation from your IRA and ways to increase your credit score.

April 2018

In our April Newsletter, we discuss tax traps for heirs of an Inherited IRA, Social Security benefits and working to age 70, a new scam of stealing credit card security codes and The Tax Cut and Jobs Act.

January 2018

In our January Newsletter, we discuss Bitcoins and Income Taxes, worst college majors and better alternatives, three student loan mistakes parents can make and military retirement-new system!